Shaurya Global Solutions
Our Banking Partners...
Mrs. B SRAVANAKUMARI has been appointed as Non‐Executive Director. She is a Post Graduate Master of Arts in Economics from Yogi Vemana University Kadapa . She holds degree in Bachelor of Arts from the Sri Krishnadevaraya University. She thus has special knowledge and practical experience in, Teaching accountancy, agriculture and rural economy, banking, co-operation, economics and finance.
Mrs B Sravanakumari has provided outstanding leadership as the Managing Director and has contributed significantly to enable the Shaurya Global Solutions scale phenomenal heights under her stewardship.
Management Team...
Mr. CHANDRA MOHAN M is the Managing Director and CEO of SHAURYA GLOBAL SOLUTIONS Since March 2018. That Head Boss person every company has. He Believes That that the True measure of Performance is Value Creation..Mr. Chandra Mohan M is a MBA Post Graduate in Finance from the Sikkim Manipal University and holds a degree in Computer Science from the Sri KrishnaDevaraya University Ananthapur.
He has rich and varied experience in branch, regional and corporate banking apart from treasury management and foreign exchange management.He has around 11 years of experience in the banking industry and in the field of securities and insurance regulation, Having worked at industry HDFC Bank, ICICI Bank and Kotak Mahindra bank, He has a balanced mix of exposure to both retail and corporate business development. This sports aficionado, who enjoys cricket, admits to a personal fear of heights. But that's not stopping him from ensuring that Shaurya Global Solutions scales new highs in the personal finance space.
About Us
Business and Investment Mission
Our Priority puts you in the fast lane with powerful financial products and access to a team of Personal Advisers.
Financial empowerment doesn’t have to be complicated or scary. It can help you achieve amazing things.
The Shaurya Global Solutions is home to experts who know what they’re talking about, but don’t assume that you know your dividends from your distributions. They’re here to deliver clear, practical advice that will strengthen your lifelong relationship with money so you can earn more, spend smarter, invest well, and build a more secure future...
General Business Activities Shaurya Global Solutions has been established as a Financial Advisory Services company in Bangalore...
Purpose:
To be a leader in the Financial industry by providing enhanced services, relationship and profitability.
Vision:
To provide quality services that exceeds the expectations of our esteemed customers.
Mission Statement:
To build long term relationships with our customers and clients and provide exceptional customer services by pursuing business through innovation and advanced technology.
Core Values:
We believe in treating our customers with respect and faith
We grow through creativity, invention and innovation.
We integrate honesty, integrity and business ethics into all aspects of our business functioning.
Goals:
Regional expansion in the field of Financial management and develop a strong base of key customers.
Increase the assets and investments of the company to support the development of services
To build good reputation in the field of Financial management and become a key player in the industry.
Get your personal loan quote in just seconds! Shaurya Global Solutions Personal loans can help meet all your financial needs effectively With simplified documentation and speedy approvals, availing personal loans couldn't get easier.
Personal Loans Or Unsecured Loan Can Be Obtained Without Any Tangible Security. Only The Personal Sureties Are Required. There Are Many Banks And Financial Institution Offering Attractive Deals With Great Interest Rates On Personal Loans.
Each Financial Institution Has Different Eligibility Criteria, Repayment Tenures, And Rate Of Interest, Which Should Be Reviewed And Compared To Make Smart Decision Before Applying for Personal Loan.
Why Personal Loans?
- Personal Loan For Home Development
- Personal Loan For Travel
- Personal Loan Balance Transfer
- Personal Loan For Occasions, Weddings
- Fresh Funding
- Top Up Personal Loan
Advantages:
- Personal Loan Is The Best Choice For Immediate Money Need Because of Its Quick Process
- Doesn’t Require Any Collateral Security So It Is Advantage For The Loan Seeker Need Not Be Under Any Obligation To Friends For Providing Personal Surety.
- Most Of Banks Do Not Ask For Margin Component.
- The Purpose Of The Loan Is Unimportant In Most Cases. So The Consumer Needs Not Think Too Much To Explain Of The Purpose, Submit Proof For Such Purpose.
- Simple Documentation Procedure
- Consumer Friendly Payments With Monthly Payments
Applying Personal Loan for Home Development Are Taking To Modernize A House And Can Be Taken By A Person Who Owns The House. Interest Rate Charged On These Loans Are Starts From 10.49%* Based On Criteria It May Increase Or Decrease. Processing Fee For Applying Personal Loan for Home Improvement, Ranges Between 0.5% - 1% and Maximum Tenure Periods 1 To 5 Years
For Home Developement
Travel Loan Is a Type Of Personal Loan. For The People Who Seeks Money For Their Travels, they can Apply for Personal Loan.This Type Of Loans Is Generally Unsecured Loans. Many Banks Are Providing Loans For Traveling. Interest Rate Charged On These Loans Are Starts From 10.49%* Based On Criteria It May Increase Or Decrease. Processing Fee For Home Improvement Ranges, Between 0.5% - 1% Maximum Tenure Periods 1 To 5 Years.
Personal Loan Balance Transfer Lets You Transfer Your Outstanding Personal Loan Amount From One Bank To Another After This The Customer Will Pay Loan EMI's To The Bank You Have Transferred Which Means The Applicable Rates Will Be The New Bank Of Financial Intuition.
For Travel
For Balance Transfer
Wedding Loans Are Provide To The People Who Looking To Meet Their Wedding. Marriage Loan Is Great Option For Marriage Expenses. Most Banks Offers Marriage Loan With Minimum Rate Of Interest And We Make Your Day Special.
For Occasions, Weddings
Top Up Loan Is People Who Is Already Having Personal Loan. They Can Get Top Op Loan From The Same Bank With Same Interest Rate. With Simple Process Clients Can Get Top Up Loan. Interest Rate Starts From 10.99*% Max Tenure 1-5 Years.
For Salaried Person Should Have Salary Account Is Being Credited Regularly. The Bank Account Need Not Be The Same Bank Where One Is Applying For Personal Loan. Banks Would Not Give Loan To A Person Without Job Security. So Applicant Should Have Permanent Nature. The Length Of Service Or Employment Plays A Part In Expediting The Loan Sanction.
For Salaried
Realize your dreams with Shaurya Global Solutions Home Loan! Enjoy various benefits like low interest rate, part prepayment facility and nil foreclosure charges for home loan from Shaurya Global Solutions.
Home Loan is a mortgage facility offered by lenders to borrowers for various housing needs such as purchase of a new home, under-construction home, land or plot for building a house or renovating an existing home. This facility is provided at interest rate starting from 8.0% p.a. and a tenure that is up to 30 years.
Housing is one of the most basic needs for humans along with food and clothing. Every youngster strives to build a house and makes it the first priority. This is preferred over other expenditure in household and basic needs. Housing is a major investment that allows a family to cut down on much other expenditure. The potential homeowner must first look out for the family’s monthly income and
then look out for a loan which is generous so that he need not spend his entire life repaying the loan.It is much known thing that if you own can land, then it is easy to build a space for yourself which is comfortable and unique. Several home loans are now available from various banks in order to fulfill your dreams. Plot Loans or Land Loans are also avaialable in a varied range like loans for plot,
construction, renovation etc. it provides robust service which includes fast approval of loans. Lenders make sure that they provide high standards of principles, integrity and simplicity.
Revised rates as of 28 Oct,2020 in different banks are listed above. This information will help you in comparing the rates between different banks before applying for a home loan. Grab the opportunity to enjoy the benefit for the whole year 2019. Slash in home loan rates will definitely give opportunity for those who were waiting for the right time to take a home loan.
Types of Home Loans
Owning a plot or home is the dream of every man. It also provides financial stability as well as emotional security. In India, there has been great demand for loans from the very start. Several companies that work under many banking sectors are helpful in providing faster approval of loans.
When it comes to loans there are many categories that includes:
Home loans are given to those people who are likely to build a new house in the way they desire instead of buying a property that has been already constructed. The process in which home
construction loans are obtained is slightly different from that of the common loans provided for housing.
When applying for home construction loans the borrower must have an idea of the cost that will incur and apply for the loan accordingly. House construction loans in most cases are easy to obtain once the borrower provides the necessary documents to support his claim.
For Home Construction
One of the most popular and commonly availed loans would be home purchase loans. These loans are used when a person buys a property from another owner. It is also necessary to take adequate care in buying properties from another owner. The loans are given on both fixed and floating interests or even as hybrid loans. These kinds of hybrid loans are the ones which include floating interests and fixed interests combined in an ideal way. Almost all the banks give out home purchase loans. This loan includes a little elaborate process when compared to home construction loans.
For House Improvement
House improvement loans are those that are provided when a property has to undergo renovations and other repair works. The kind of expenses that are covered under this includes painting works, repair works both internally and externally, electrical work, plumbing works, waterproofing the house and also when constructing underground tanks or overhead tanks.
For House Purchase
For the application of NRI loans the applicant must be of a minimum age of 25 years and the age limit would 60 years. The applicant must be working abroad at least for a period of 1-3 years. Only a person holding a degree of diploma, graduate, post graduate or any kind of professional degree is eligible. The loan is provided for a maximum of 20 years of tenure and no loans will be provided for office premises.
For NRI Home
These are the loans that are provided to such people who wish to move into another home with the existing loan. If incase the person wants to move into a new place they have an option of moving by paying some extra amount or pre-payment on the prior loan. When this is done there is no need of paying loan for the previous home.
For House Conversion
Expansion or extension loans for homes are given out when people tend to expand or extend their present house. This includes addition of an extra bedroom, living room, a bigger bathroom or a newfloor or a space for balcony. It is nothing but the modification in the structure of a house.
For House Extension / Expansion
These loans are otherwise called as short term goals which are taken up by owners of a residential property. Bridge loans help people to bridge the space between an old house and a newly purchased plot. These kinds of loans are extended for not less than 2 years which will later require finance documents of the new house.
For Bridged Loans
When a property is bought, it is necessary to pay the stamp duty as well, apart from the price of the house. A specific amount of registration fee must also be paid, if the property’s value comes to ten
lakhs.
For Stamp Duty Loans
As the name itself mentions, land purchase loans are provided in order to buy lands or plots. These loans are provided for both investment purpose and also residential or housing purpose. The banks provide upto 85% loans when purchasing a plot or land. These loans are mostly taken in order to build
a house.
For Land Purchase Loans
For Top-Up
Life insurance is a contract between an insured and a life insurance company, where the insurance company pays a lump sum amount after a certain period or upon the death of the insured in exchange for the premium.
What is Life Insurance Policy?
A life insurance policy is an agreement between an insurance company & a policyholder that offers financial coverage under which the insurance company guarantees to pay a certain amount to the nominated beneficiary in the unfortunate event of the insured person's demise during the term of life insurance plans. In exchange, the policyholder agrees to pay a predefined amount of money as premium either on a regular basis or as a single premium.
If covered by the policy, coverage will be provided for critical illness as well.
Since it provides enhanced insurance coverage, it attracts an enhanced life insurance premium
Life Insurance Policy Types
- Term Insurance
- Endowment Policy
- ULIP - Unit Linked Insurance Plan
- Money Back Life Insurance
- Whole Life Insurance
- Child Insurance
- Pension Plans
ULIP
Term Insurance
Endowment Policy
Offering the dual benefit of insurance and investment, whole life insurance plans offer insurance cover for the whole life of the person or up to 100 years whichever is earlier. Also the life insurance company calculates bonus on the sum assured, which is paid to the nominee after the death of the policyholder.
The increasing education cost is causing uneasiness among parents. Therefore, it is best to invest in a good child insurance plan to give secured life to your child even in your absence. A child life insurance plan offers a lump-sum amount to the beneficiary (i.e. child) on the death of the policyholder. Here, the policy doesn’t end. In this case, Life Insurance Company exempts all future premiums and pays the money to the child at specified intervals as planned out by the policyholder.
Also called pension plans, these are offered by life insurance companies to help an individual build a retirement corpus. This money helps a person to lead a financially secured life even after retirement. In case of an unfortunate death of the policyholder, the nominee can either take a lump sum or receive a regular pension for the rest of the policy tenure.These life insurance plans are great to build up a retirement corpus, Most life insurance companies in India provide a wide array of plans for people to save for their retirement.
It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. Term insurance ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
It offers the dual benefit of insurance and investment. A certain part of the premium is allocated towards the sum assured, while the remaining portion of the premium gets invested in asset markets— equities and debt. It pays a lump sum amount after the specified duration or on the death of the policyholder, whichever is earlier. An endowment policy may declare bonus periodically, which is paid, either on maturity or on the death of the insured.
In ULIP, a portion of the premium goes towards providing the life cover, while the residual portion is invested in equities and debts. The investment portion in ULIP is subject to market volatility. Investing in ULIP inculcates regular saving habit in a person, which is imperative for the creation of wealth.
Whole Life Insurance
Child Insurance
Pension Plans
You need a health insurance cover as a financial back up to be able to meet the rising cost of healthcare in India. Medical inflation in India has been 15% over the past few years, and a health insurance policy helps people to be able to pay for expensive medical treatments, hospital bills, in case of an illness or accidental injury.
Unfortunately, only 20% of the total population in India has health insurance coverage. Additionally, only 18 percent of the total population residing in urban areas and 14 percent of the total population residing in rural areas had any form of health insurance coverage. Let’s check why do you need to buy a health insurance plan in India:
- A health insurance policy can pay for hospitalisation expenses, medication and laboratory test costs, ambulance, doctor fees, etc. Some health plans also cover OPD expenses up to a certain limit.
- It helps in minimizing your out-of-the-pocket expenses with a cashless medical treatment facility in the network hospitals.
- Nowadays, amid the coronavirus outbreak, it is all the more important to have or buy a medical insurance cover that covers the cost of treatment including the cost of PPE kits, masks, ventilators, ICU charges, etc.
- Even those who are planning a family can buy a health insurance plan to get maternity and new-born baby cover.
- You can buy Corona kavach and Corona Rakshak health plans if you do not have coronavirus health insurance plans cover and keep all your worries at bay.
- The cost of major surgeries like liver transplantation, open-heart surgery, and day-care treatments like cataract surgery, varicose veins, and the likewise are also paid by the insurer if you have a medical insurance policy.
- A health insurance policy helps you and your family enjoy their peace of mind without worrying about the future hospitalization or a medical emergency, which can otherwise drain a major portion of your savings.
- If you cannot pay much premium and are confused which health insurance you should buy then you can opt for a standard policy i.e. Arogya Sanjeevani health insurance policy, it covers modern treatments and COVID-19 treatment as well.
Benefits of Life Insurance Policy :
Having a Life insurance plan is a must do task for every individuals. A life insurance policy is the best way to protect and financially safeguard the future of you and your loved ones. As we all know that it provides life protection to the family of the insured in case of any eventuality but apart from this there is plethora of other benefits, let’s take a look at various benefits below.
- Loan Against Life Insurance – These policies provides an opportunity to take loan in case you desperately need money. According to the policy provision the loan amount can either be taken in the percentage of sum assured under the policy or as cash value.
- Tax Benefit- One of the most worthwhile benefit offered the life insurance policy is income tax exemption under section 80C of the Income Tax Act 1961. Under this section the premium paid towards the insurance policy are eligible for tax deduction under section 80C of Income Tax Act. Moreover, the policies that provides maturity benefits are also eligible for tax deduction on the maturity proceeds under section 10(10D) of income tax act 1961.
- Return on Investment- As compared to the other investment alternatives the life insurance policies yield better return and the money invested in the scheme is safe and covers risk. The money invested will make good return and will be paid back fully as sum assured either after the completion of the tenure of the policy or after the demise of the insured person.
- Death Benefit- This is the basic and the most prominent benefit offered by the life insurance policy. It provides you and your family a secured future. The death benefit is referred to as the total sum assured amount along with the bonus (if any) is paid to the beneficiary of the policy in case of any eventuality or uncertain demise of the insured person. The plan also provides coverage to people with diminishing income, for retired people or people who meets with accident.
- Life Stage Specific Planning- Life insurance plan assists in the most effective way in life stage specific planning where you can plan the financial goals of your life according to your convenience. Apart from providing financial support to the family in the event of untimely demise of the insured person it also acts as a great financial instrument for long term investment. by having a life insurance Policy by your side you can meet all the major milestones of life like your child’s education, marriage, building you own home, planning for retirement, etc.
Health Insurance is a type of insurance that offers coverage to the policy holder for medical expenses in case of a health emergency. A health insurance plan chosen by the insured provides coverage for different expenses including surgical expenses, day-care expenses, and critical illness expenses etc.
What is a Health Insurance Policy?
A health insurance policy is a contract between the insurer and policyholder in which insurance company provides financial coverage for medical expenses incurred by the insured. A health policy provides benefit of reimbursement of medical expenses or cashless treatment mentioned in the health policy.
Importance of Health Insurance Plans...
Health emergencies do not come with a prior notice. With sedentary lifestyles more and more people are becoming prone to lifestyle diseases in India. And with the increased demand for quality healthcare services, medical treatment has now become quite expensive, especially in the private hospitals. And without insurance the hospital bills are enough to drain one’s savings.
Therefore, a health insurance plan becomes an absolute necessity as it offers coverage to the insured family
members and the policyholder against the exorbitant hospitalization expenses in case an accident or illness.
Apart from the medical coverage, health Insurance plans also offer tax benefits on premium under section
80D of the Income Tax Act, 1961
We at Shauryaglobalsolutions can help you buy a right health insurance plan that suits your requirement
below is the list of health insurance plans with the top Insurers. You can do the comparison and find the best
health plan for your family.
Types of Health Insurance Plans :
To ensure that the health insurance plan meets your insurance needs, it is important to know the different types of health insurance plans, to decide the right policy.
Mentioned below are the different types of health insurance plans you can choose as per your insurance requirement:
Individual Health Insurance
Individual health insurance plans offer insurance protection with benefits such as cashless hospitalization, reimbursement, compensation for expenses incurred on pre and post hospitalization expenses, coverage for domiciliary treatment and many more. Individual health plans come with add-on covers as well to enhance the basic health insurance coverage, at a minimal premium.
Family health insurance offers insurance coverage to entire family against a single premium. Under this health plan, a defined sum insured is divided among the policy members equally, which can be availed either by one or all members of a family for one or more claims during the tenure of the policy. With a family health plan, almost all the family members can be added under a single health insurance premium.
Senior Citizen health insurance plans offer insurance coverage to the age group between 60 and above. The health insurance plan covers hospitalization expenses including in-patient expenses, OPD expenses, Daycare procedures, pre, and post-hospitalisation expenses along with tax deduction benefit u/s 80 D.
Critical illness health insurance plans offer a lump sum amount in case the insured is diagnosed with a critical illness such as kidney failure, paralysis, cancer, heart attack, etc. Usually brought as a standalone policy or as a rider, the sum insured is pre-defined, where the insured has to survive a particular survival period after being diagnosed to avail the policy benefits.
The maternity health insurance plans offer coverage for maternity expenses incurred during both pre and post-natal care, child delivery (normal or cesarean). Some providers also include expenses incurred on vaccination of newborn babies in a maternity health insurance plan. The list of coverage also includes the transportation fee for ferrying the mom-to-be to the nearest network hospital of her choice.
Personal Accident Insurance is a rider cover that offers insurance coverage in case of an accident leading to disability or death. The policy coverage includes hospitalization and bears the medical outlay in the event of an accident. A fixed monetary benefit is offered in case of an unfortunate event leading to loss of income.
More than 80% of employers these days provide health coverage to their employees. The health insurance offered by an employer covers hospitalization expenses of the employee and his/her family including spouse, children or parents. It is a wise decision to opt for the mediclaim offered by your company as you need not pay any premium. This comes under a group health insurance policy and the premium is paid by the employer, based on the group size and the benefits offered.
Post COVID-19 outbreak, the IRDAI has also launched two Coronavirus specific health insurance plans i.e. Corona Kavach health plan and Corona Rakshak health insurance plan. Corona kavach is a family floater plan while Corona Rakshak is an individual coverage based plan. Both the polices cover COVID-19 hospitalization expenses, including the cost of consumable items like masks, gloves, PPE kits, oximeters, ventilators, etc. that make the major portion of the hospital bills. If someone has a health insurance policy then also any of these coronavirus health insurance policies can be purchased to ensure safety of your loved ones during the ongoing pandemic.
Unit- Linked Health Insurance Plan (ULHP) is a type of health plan, which has been introduced recently. Unit Linked Health Insurance plans offer a unique combination of health insurance and investment. Apart from giving health protection, ULHPs also contribute to building a corpus that can be used to meet expenditures that are not covered by health insurance plans.
Among the ULHP health plans available in the Indian market, ICICI Pru's Health Saver, LIC's Health Protection Plus, Birla Sunlife's Saral Health, and India First’s Money Back Health Insurance Plan are a few big names
Family Health Insurance
Senior Citizen Health Insurance
Critical Illness Insurance
Maternity Health Insurance
Personal Accident Insurance Cover
Group Health Insurance
Coronavirus Health Insurance
Unit Linked Health Insurance
Contact Us
How can we help?
Address:
Shaurya Global Solutions
No. 255/67-1,
1st Floor No. 101,
Sana Elite,
9th Cross Begur Road, Bommanahalli,
Bangalore, 5600068.
Office Numbers:
080 25733155, +91 9986879454
E-mail:
contactus@shauryaglobalsolutions.com
Office Location:
Contact us for further information, our team is currently positioned in Bangalore, India.
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